With the refinement of automobile insurance and business expansion, in order to facilitate auto insurance applicants, telephone insurance has increasingly become the main route for the sale of auto insurance. Compared with ordinary auto insurance, telephone insurance also has advantages and disadvantages. Then no matter which sales model, it is difficult to distinguish the advantages and disadvantages or characteristics. The following are some points on the difference between telephone car insurance and ordinary car insurance, so as to provide appropriate advice to policyholders.
One of the first things to talk about is the advantages of telephone insurance and ordinary automobile insurance.
The first is the various advantages of telephone insurance. One of the advantages of telephone insurance is its convenience. Neither the policyholder nor the salesman need to run more than half of the city for a single insurance policy. It not only saves both parties from spending time on the insurance process, but also establishes new communication modes between customers and salesmen in good insurance communication. Second, the low price of telephone insurance is a magic weapon. Many car owners adopting telephone insurance see their low-cost preferential insurance methods. Due to the savings in manpower and financial expenses for many insured businesses, telephone insurance prices are more favorable than formal channels.
The second is the various advantages of ordinary auto insurance. The best place for an ordinary car insurance lies in its formal peace of mind. Because the contract is signed after several exchanges, and the customer can see all the details of the contract when signing the contract, this allows its formal safety to be seen in front of the customer. Second, the coverage of general auto insurance is more extensive. Ordinary car insurance is the most traditional way of insurance, and it can be signed more widely. It is more practical to grasp and demand the details of the contract.
The next aspect to talk about is phone insurance and general auto insurance.
One is that telephone insurance should prevent various traps. Some telephone insurance usually attract customers with unreasonably low prices. Such auto insurance notices fall into the trap of insurance. Telephone insurance often uses the low price as a cover, the amount of insurance for the car is reduced or the full amount of insurance is not replaced. Or limit the harsh conditions such as the designated vehicle personnel area. This kind of means is to reduce the actual price of insurance for the purpose, mainly to attract low-cost competition owners.
Second, ordinary car insurance should prevent misunderstanding of misunderstanding of contracts. When signing ordinary auto insurance, the contract was more formal and cumbersome, and some companies intentionally wrote the contract too professionally. Impatient owners often misunderstand misunderstandings of the contract details, leading to a lack of real understanding of the contract at the time of signing. Therefore, when signing, you should learn more about professional insurance knowledge.
Willing to pass the above comparison and comparison, the majority of owners can grasp the advantages and disadvantages of telephone insurance and ordinary auto insurance, and carefully choose the right insurance for their own cars.
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